​Homeowners:
 
Premium coverage without premium prices.
An HO3 policy protects your house or personal
property against covered loss due to:
• Accidental damage from
smoke
• Accidental water discharge
• Fire or lightning
• Freezing of plumbing
• Wind, windstorm, or hail
• Damage from heating
system
• Theft
• Vandalism
• Damage from vehicles
• Explosion
• Glass breakage
• Falling objects
• Aircraft
• Collapse
Protect your family’s personal liability for:
• Some unintentional bodily injury to others at your
home (some exclusions may apply)
• Medical payments to others injured on the
insured property
• Insured’s unintentional damage to another’s property
Comfort, security, and savings:
• Scheduled Personal Property Endorsement
• Identity Theft Endorsement
• Rebuild Endorsement Options
• Water Back-up Coverage

​Condo:
 
Premium coverage without premium prices.
An HO6 policy protects your house or personal
property against covered loss due to:
• Accidental damage
from smoke
• Fire or lightning
• Off-residence
electrical surges (some
restrictions may apply)
• Collapse
• Damage from heating
system
• Vandalism
• Riot or civil commotion
• Wind, windstorm, or hail
Protect your family’s personal liability for:
• Some unintentional bodily injury to others at your
home (some restrictions may apply)
• Medical payments to others injured on the
insured property
• Insured’s unintentional damage to another’s property
Comfort, security, and savings:
• Scheduled Personal Property Endorsement
• Additional Loss Assessment Coverage Available
• Identity Theft Endorsement
• Personal Umbrella Endorsement
• Water Back-up Coverage

Renters:

​Premium coverage without premium prices.
Renter’s Insurance protects your personal
property agaist covered loss due to:
• Accidental damage
from smoke
• Fire or lightning
• Theft
• Collapse
• Damage from heating
system explosions
• Vandalism
• Riot or civil commotion
• Wind, windstorm, or hail
Protect your family’s personal liability for:
• Unintentional bodily injury to others at your
home (some exclusions may apply)
• Medical payments to others injured on the
insured property
Comfort, security, and savings:
• Scheduled Personal Property Endorsement
• Identity Theft Endorsement
• Personal Property Replacement Cost Coverage